A recent AOL Finance article outlines top retirement accounts for Gen Z in 2025, with insights from Wealthcare’s Managing Partner, Michael Boggiano. He emphasizes the value of starting with a Roth IRA early and then transitioning to a Traditional IRA as income and tax brackets increase.
Michael explains, “A Roth IRA’s tax‑free growth makes it ideal for young investors in a lower tax bracket,” and he adds that “later in life, as incomes grow and tax brackets shift, Gen Zers can consider Traditional IRAs, which offer upfront tax deductions.”
The article supports this balanced strategy by highlighting the dual advantages of tax-free compounding early on and tax deductions later, mirroring Michael’s guidance on leveraging both account types over a career-long retirement plan.
