Specialty Specific Disability Insurance
Seek to guard your ability to earn with disability insurance built around your profession. We help physicians and dentists evaluate options based on their role and responsibilities.
Why Specialty Specific Disability Insurance Matters for Physicians and Dentists
Understand the Types of Own-Occupation Disability Insurance
Know your options before selecting coverage that supports your specialty.
Physicians and dentists face distinct income risks if they are unable to perform their specific medical duties. We guide you through the different types of own-occupation disability insurance to help you find protection that matches your training, income, and future plans.
Disability coverage aligned with your specialty, training, and earning potential.
Disability insurance provides essential protection for your ability to earn and maintain your lifestyle. Careers like surgery, dentistry, and specialty medicine come with unique physical and financial challenges. We help you understand own-occupation disability coverage options that fit your specialty, income, and long-term plans so you can focus on your work with confidence.
Start your coverage conversation with our team today.
- Evaluate Your Specialty Coverage Needs: We review the specific demands of your medical or dental specialty and recommend coverage that reflects your role, risks, and future career plans.
- Tailor Coverage to Your Career Path: We consider how your current role, income structure, and long-term goals shape your insurance needs. Then recommend disability coverage that evolves with your career.
- Work With Top-Rated Carriers: Through our network, you get access to high-quality carriers with competitive premiums and reliable underwriting for physicians and dentists.
- Support You Through the Application Process: From initial consultation to medical underwriting, we guide you every step of the way and help clarify any exclusions or coverage adjustments along the way.
Disability insurance planning starts with understanding your profession. We consider your specialty, physical demands, income structure, and career stage. We then identify coverage options that seek to preserve your ability to earn as a physician, dentist, or healthcare professional.
Top Disability Providers
We work with top disability insurance providers, including MassMutual, Guardian, Ohio National, and Ameritas, to offer competitive long-term disability coverage. Our experience with their policies allows us to help physicians and dentists choose plans that fit their specialty, income, and practice setup.
Please note: These carriers typically do not offer short-term disability coverage, which is often arranged through group plans.
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