Wealthcare Financial is a Florida-based financial advisory firm that works with various clients in the Naples, Florida area. Our wealth management team has over 25 years of experience in portfolio management.
Our staff consists of certified financial planners (CFP), financial advisors, CPAs, and other financial professionals. This assures we provide quality financial advice, based on your unique financial situation, that helps you feel safe about your financial future.
Financial Planning and Wealth Management From Experienced Wealth Advisors
Through WealthCare‘s Family Office division, our financial advisors have gained knowledge and experience in working with private wealth. We as investment advisors, expect to have a significant market downturn every six years and because of this, we create a wealth plan to set market expectations. Having a strategy to achieve your financial goals will ensure that you live the financial life you‘ve always dreamed of.
Our Financial Advisors’ Number One Priority Is Your Fiduciary Future
Working with an investment advisor at WealthCare means working with a fiduciary. Whether you‘re looking for money management or insurance products we verify that your best interest is always a priority.
Financial Planning Services We Offer in Naples, Florida
WealthCare Financial offers a wide array of services depending on your specific needs. Risk management through insurance planning or discussing several investment strategies to reach your investment goals are conversations we specialize in. For higher net worth clients we offer a streamlined wealth plan through our Family Office division.
Do you plan on staying in Naples when you retire or moving away? There are many important factors to consider when planning for retirement.
Retirement planning is key to achieving your retirement goals. There are many variables that can happen until you get to retirement such as a rise in inflation or a change in social security benefits. Not planning for these variables can have a negative impact on your retirement.
Have you thought about how you want your proceeds to be handled? Having an estate plan will give you peace of mind in knowing that all of your wishes will be handled appropriately. Regardless of net worth, we recommend everyone to have an estate plan.
Wealthcare’s investment advisers work with clients to make sure that we can deliver competitive investment performance, along with the highest level of client service. As an investment firm, we have a fiduciary duty that your investments have the proper asset allocation based on your financial goals.
For most individuals, a tax plan is figuring out ways to reduce taxes. At WealthCare, we implement strategies to reduce taxes today, as well as in the future. Taxes play a significant role in our lives and if your financial advisor doesn’t have a tax plan for you, you should consider a second opinion.
Financial services for business owners in Naples
We help business owners plan their financial future through personalized asset management strategies that will help your investment grow.
For a business owner, we understand that having a positive cash flow is imperative. Business owners in Naples and across Florida really on our investment advisory services, so that they can continue to grow their businesses. Our financial services range from employee benefits to helping our business owners take advantage of tax deductions through employer plans.
Other Financial Services We Offer
Besides offering traditional financial services, we also offer tax planning, the structure of a charitable donation strategy, and debt management. These services can be offered through our family office which most clients prefer since it all goes through one channel.
Our Clients Trust Our Financial Advisors
Wealthcare’s financial advisors have a fiduciary duty to provide clients with transparency in all phases of the relationship. In all cases, our financial advisors will share disclosures, FINRA, and member SIPC information.
A big part of financial success is trust in your financial advisor. Our clients trust us, here are some of our reviews from Google.
“Highly recommend Wealthcare Financial, very happy with their services. I have been working with Shaun and Mike for about 3 years now after being recommended to them by a friend. They have been helping me with my financial planning since graduating from residency. Great guys, trustworthy and knowledgeable. Easily accessible and quickly answer financial questions I have. They coordinate with my CPA to help make the best decisions for me. I always feel they have my best interest in mind. I am very grateful to have these guys on my team and I am in a much better position now than I was 3 years ago.”DR. DAVID TRAFICANTE
“I have been working with Shaun Tarzy & Michael Boggiano in WealthCare Financial for almost a year. Managing personal finance while working in a busy job can always be stressful. It is a great relief to find someone knowledgeable and trustworthy who can help you. Both Shaun & Michael are very professional with solid work ethics. I value their advice, and strongly recommend them to anyone who is looking to grow their financial base.”DR. MAYANK ROY
Common Questions We Get About Financial Planning
How much money do you need to justify a financial advisor?
There’s not a specific dollar amount you need to justify a financial advisor. In any case, a financial advisor will educate you on things that will help you reach your financial goals. For individuals just starting out, the best way is to pay for a financial plan that will act as a guide.
What is the difference between an independent financial advisor and a financial advisor with a company?
You might think that since Wells Fargo ranks higher than other firms it might benefit you to work with them. We recommend working with a financial advisor you can trust and work with an independent financial advisor you’ll typically have more options and a better relationship.
WealthCare Financial is an independent financial planning firm that has an increased offering for investment products, insurance products, and strategies that sometimes can‘t be offered by a captive financial advisor. Our financial advisors always prioritize our clients over any company.
What is the difference between a financial advisor and a financial planner?
The true difference between a financial advisor and a financial planner is up to the individual. In some cases, the advisor will act as a planner depending on their level of knowledge. We recommend working with someone who not only can act as a financial advisor but someone that will help you put together a retirement plan, insurance plan, investments plan, etc.
What are the benefits of having a financial advisor?
The benefit of having the right financial advisor is peace of mind. At WealthCare Financial, we share our knowledge to educate our clients, so they can continue living their best lives.
What is the cost of a financial advisor?
The cost for a financial advisor can vary on the services you need. In some cases, there might not be a cost for the simplest of services, but in other instances fee’s for financial plans apply.
Financial Planning & Fee Schedule
|$0 – $1,000,000||1.50%|
|$1,000,000 – $2,000,000||1.25%|
|$2,000,000 – $3,000,000||1.00%|
|$3,000,000 +||≤ 0.75%|
Other Financial Planning Fees
On average a financial plan will take approximately 5 – 15 hours at $300/hour
Investment Plan: approximately 1-4 hours at $300/hour.
Solo 401(k): Initial cost $1,500 with an ongoing annual fee of $199/year.
Financial Planning Retainer: $199/month – $495/month depending on the complexity of the plan.